Submissions on Issues Paper

The Independent Reviewer has received a number of submissions in response to the Issues Paper which was released in May 2008.

The following organisations and individuals have consented to their submissions being posted on the website.

• Australia and New Zealand Banking Group
• Australian Bankers’ Association (ABA)
• Australian Payments Clearing Association (APCA)
• Australian Financial Counselling and Credit Reform Association (AFCCRA)
• Australian Government Office of the Privacy Commissioner
• Care Financial Counselling Service (1)
• Care Financial Counselling Service (2)
• Choice and Consumer Action Law Centre
• Code Compliance Monitoring Committee (CCMC)
• Code Compliance Monitoring Committee (CCMC) 7 October 2008
• Credit Ombudsman Service Limited
• Deacons
• Director of Consumer Affairs, Victorian Department of Justice
• Financial Counsellors Association of Queensland Inc (FCAQ)
• Financial Ombudsman Service (FOS)
• Financial Sector Union of Australia (FSU)
• Legal Aid (NSW)
• Northern Community Legal Service Inc (NCLS)
• New South Wales Office of Fair Trading
• Department of Business Law and Taxation, Monash University
• Joint Submission on behalf of Consumer Advocates
• June Price, Social Welfare Worker, Aged Care Assessment Team, Greater Southern Area Health Service, New South Wales
• Veda Advantage
• Westpac Banking Corporation